The Showcase Magazine - Salutes




By Sue Baldani


Many of us know we should save for retirement, but how many of us understand how to do that? Or, what about getting our estates in order? Where should we start?

This is where financial advisers can help. They are the experts on investing, estates, insurance, and all things concerning managing your money. Making the most of what you have and making it last are their primary goals. Many people find planning for the future overwhelming, and having someone to guide you in the right direction is invaluable. Of course, you must make sure that you pick the right adviser, one who understands your needs and can secure the future you’re looking to have.

Kim Black, who works for Wells Fargo in Warren, NJ, is one of these experts. She is a financial planner who truly cares about her clients and realizes that every person has different ideas about how they want to live now and in the future. She will listen to your needs and desires and come up with a financial strategy that works for your life.

Kim was originally an executive in the fashion industry, and when her father passed away she helped her mother settle his estate. While working with a financial planner, she discovered that she had not only a knack for it, but also a real desire to help other people the way she was being helped. Realizing how difficult it was to have to focus on truly complex financial matters, while at the same time grieving, made her passionate about assisting others going through the same situation. Although she loves all aspects of her job, estate planning is one of her favorites.

Coming from an industry where people don’t work regular “banking” hours, she understands that clients may need to contact her outside of the usual 9:00 to 5:00 workday. She is often on the phone late into the evenings and respects her customers’ time constraints. Kim is also proud to be one of the few female financial planners in the country.

Wells Fargo, founded in March of 1852, has a long history in the financial sector, and besides financial planning, they also offer checking and savings accounts, mortgages, car loans, home equity lines of credit, and everything a person or business would need for all their financial needs. One of the reasons Kim decided to work for Wells Fargo was because of their philanthropy. They give back to the communities they are in and support national causes as well. They also believe in encouraging their employees to volunteer and have formed groups to foster this sense of giving. These groups support a variety of causes such as childhood literacy, free income tax assistance to the needy, building houses and more. In a news release on March 9, 2017, Brian Gallagher, president and CEO of United Way Worldwide, remarked, “We’re grateful to Wells Fargo and its team members for their continued commitment to making a positive impact on people’s lives.”

Whether you’re in your 20’s and just starting out with a limited income, or older and thinking about retirement, it’s never too early to start planning. With the right person on your side, financial matters do not have to be intimidating.

You can find Kim Black at the Warren, NJ, office located at 160 Mount Bethel Road. She can also be reached by telephone at 908-542-2934 and by email at kim.black@wellsfargoadvisors.com.